What happens if the repo man moves another vehicle to get the vehicle he is there to repo?

Answer 1

Federal and states laws do not allow repossession agents move a vehicle that may be blocking in a wanted vehicle without the permission of that vehicle's owner. That being said, most agents will not hook a blocking vehicle to move it for liability reasons. That being said, there are exceptions to every rule, and there are some less scrupulous repossession agents who will do whatever they deem necessary to get a wanted vehicle. These are the exception and not the rule.

Here's the thing: if an agent has moved a vehicle that you had blocking in another that was up for repossession, contact your states bureau of licensing and report them. You might also report it to your local law enforcement agency. Additionally, consider that blocking a wanted vehicle to prevent repossession could be a felony in your state; this is called Hindering a Lender, and may be prosecuted like Auto Theft.

Another thing to consider is that the sole purpose of the job of a repossession agent is to recover vehicles up for repossession. Blocking in a wanted vehicle makes his job more difficult. Now think about how you respond if someone makes the job you do more difficult. Repossession agents, most of them, are very good at their jobs, and very motivated; if they do not recover, they do not get paid. Now think about where the most inconvenient place would be to have your vehicle repossessed. Church? School? The Winn Dixie as you walk out with melting ice cream and your screaming progeny to see your car being towed away behind the repo truck as the driver waves at you? Make it easy on yourself.

Answer 2

One car isn't where you left it and the other one is gone. He's not supposed to move another vehicle, but if no damage was done, you're not going to gain anything by sueing him. You'll be spending money for a lawyer when you're going to need it to pay the repo fees and any judgment you MIGHT win won't cover the attorney's fees.

Answer 3

Seems that legally no, they only have the right to get the vehicle which they are repossessing, so say they come into your driveway and move your wife's car parked behind you, seems it would be at the very least criminal trespassing, if they dragged it with a tow truck for instance, it would be no different than someone with a tow truck out of the blue coming onto your property and randomly grabbing and moving a vehicle they had no right to do, trespassing, criminal damage to property, breaking and entering if they went inside the car for any reason, maybe even attempted grand theft auto as they had no right to touch that vehicle. I'm sure it's something that happens frequently and most likely is not reported, probably due to the embarrassment of having to explain the other vehicle was moved because they were repo'ing your car. Nevertheless, I've had a car repo'd and I know the embarrassment, and the anger, so if it were me, even though it wouldn't get your car back, maybe you could stick it to the repo company, waste much of their time in court, and maybe even get some compensation for the sudden steering or suspension damage that happened after they dragged the vehicle.

If your in a position to do so, file any charge on them you can. They are despicable low-lifes who prey on people when they are at their hardest times. When we cannot afford to keep up on car payments or just need to be a little late but a finance or title loan company would rather make things worse on you than be decent people, maybe if enough people stand up and fight back any way they can, it will draw attention, maybe get laws changed, force these people making a ridiculous amount of money on us to act as just human beings, to understand when we have problems and work with us rather than just try to increase their profits.

Especially watch these title loan companies, by my experience, at a tough financial time, I got one. Right after you make enough payments so their initial investment has been covered, better not even be one day late with them. I was 3 days late, spoke with them asking for 4-5 more, for a total of 7-8 days to make my payment, all others paid, only a week behind a single payment, that night on the fourth day they came up my driveway and hooked my car. 4 days late on a payment and they repo. They are so courteous and helpful when you sign those loan papers at outrageous interest rates, signing them looking at the 300 or 400% interest whatever it was, knowing you were getting you know what'd, but in such bad shape you had no choice, no alternative, ugg, I gone on enough about this, I could go on and on about it. Honestly, I wish they would be federally outlawed or very very strictly regulated and governed. But, seems the last people ever looked out for is those of us that need it the most.

Answer 4

The real answer is that it depends on the state. As a licensed repossession agent in four states on the west coast the answer is NO YOU ARE NOT ALLOWED TO LEGALLY MOVE ONE VEHICLE TO RETRIEVE THE COLLATERAL! Period! However that is how the laws are in the states that I am licensed which are California, Oregon, Arizona, Nevada. Also I may not enter a garage that is closed, or any gated facility that is closed to the public! I can take you car, boat, RV, or anything else I am sent to retrieve from any public place, parking garage, or even your gated parking lot, or your garage as long as someone lets me in!

A recovery agent is not a thief, those who do not pay for the collateral are the thieves. We are doing a job, working any hour, day, night, holidays. Some of use carry weapons and will use them, some of us have video recording equipment. 90 percent of the time we already have keys for your car and do not need to tow it. We get calls from the dealership when you get it serviced and we bird dog them. If you have a tracking device on you car, which you are not aware of 80 percent of the time except for on star, we know where to find the vehicle 24/7! It takes less then 30 seconds to take your car. We already know where you work because of the file we are handed, we know your close friends or neighbors. That neighbor you just pissed off probably is the one who called me when you get home or told me where to find the car. We are part investigator. We do not have to let you know why we are on you property or taking the car. The matter of retrieving the collateral is a civil matter, how ever many states are adding new laws that will allow the debtor to be criminally charged with felonies for purchasing the vehicles are not paying for them.

Answer 5

Yes. As long as: He does no damage to the non-target vehicle. He does not take the non-target vehicle. He puts it back where he found it.

Um .... noooo ... that would be stealing -- even if he only moves it one inch. You can bet your bottom dollar that if someone broke into MY car to repo someone else's, I'd sue'em for all they were worth. And of course, call 911. Technically, if they even attempt to move another vehicle to get to a car they want to repo it's considered "breach of peace." And I believe it varies by state, but in my state, the lender who hired the insensitive putzes would be financially responsible AND fined for any breach that occurs.

Answer 6

No, they cannot. By law, they're only entitled to enter and move the vehicle they have an order for repossession on. The only way they can move another vehicle is if the owner of that vehicles gives them permission to do such.

Answer 7

No they are not supposed too that does not mean they won't.