A lawmaking body is called a "legislature," and the legislature of the federal government of the United States is called the Congress.
"Congress" means something like "meeting" or "coming together." The Congress of the US is divided into two "Houses," the House of Representatives and the Senate.
"Senate" comes from the Latin word senex, which is related to the word "senile" and means "old man."
some state governments
Governments were established among men to bring law and order. People need some form of leadership and this how governments came into being.
Certainly some governments are. Communist governments do so as a matter of course.
State governments have some powers that the federal government does not have.
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some governments are democracy, republic, monarchy, anarchy,& a theocracy.
There are many types of government. For example, there are democracies, republics, monarchies, communistic governments, tribal governments, and theocracies. Most of the world, however, has some form of a democracy.
The colonists wanted some type of government to rule over them, instead of just one person. Hint the reason why there has been a lot of different types of governments, because some types of governments they didn't like and it didn't work.
There are different types of governments in Europe. Some are monarchies, constitutional monarchies, and republics.
some state governments
The division of the lawmaking power is defined as some laws left up to the states, and other laws are made by the federal government. Courts have the jurisdiction to enforce either law.
The house can speed up the lawmaking process by taking the time to hear bills, and vote on them. Some bills simply die out because the house never votes on them.
The lawmaking process can be improved by removing some of the burdensome steps. If the process was did not rely breaking through bureaucratic red tape, it would be easier to pass and amend laws.
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In today's world, the vast majority of national governments are called democratic ones. Other types are called monarchies and some still are classified, or indeed call themselves communist governments. Another type, as the one in Iran is, are a religious government.
There are many different types of mortgage loans that are available for the average consumer. One can get fixed rate loans, adjustable loans, and governments guaranteed loans.