It was an inefficient military system for an organized national effort. Washington could never depend on having enough trained men or supplies. He continually inveighed against sending militia to fight his battles and by early 1776 had concluded that he needed an army enlisted for the duration of the war. Congress did not, as has often been charged, ignore his wishes. In October 1776 it voted a new establishment, superseding the plan developed for the army before Boston in 1775 and haphazard arrangements made in the interim for raising Continental regiments in various states. This establishment was to contain 88 battalions of infantry, or about 60,000 men, enlisted to serve three years or "during the present war," with each state assigned a quota in proportion to its population under the system set up in the Articles. After the disastrous retreat across New Jersey in December 1776, Congress went further and authorized an additional 22 battalions to be recruited by Washington's officers directly into the Continental service. These 110 battalions remained the authorized strength of the Continental Army until 1781, when Congress cut it to 59.
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The patriots said that we should not be treated like this and we don't have that much money to pay all of your taxes.
Of course, every citizen had to pay taxes. Since the Loyalist were considered a "colonist" they still had too .
because he made them pay all of their money to him in the form of taxes
The confederation failed to pay loyalists for land taken from them because the land was being used to finance the war efforts. The land that was taken was owned by prominent patriots that the states were afraid to challenge for ownership.
In the beginning, someone on one of the sides that you speak of made someone of the other side mad enough to take action. If you research this you will find that I am definitely right on this one.