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The Panic of 1819 sowed the seeds for changes in America's banking and handling of debtors. Bank regulation and relief for debtors and the poor was instituted by the government on the state level in response to the Panic. The Panic also caused the public to want protective tariffs, which paved the way for the Tariff of 1828, of the Tariff of Abominations, to be passed almost a decade later.

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Q: What 'seeds' did the panic of 1819 sow?
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